Cover for the people that matter to you.
No matter your location or status, our plans will meet your needs. Our plans are designed to ensure that both general and specialist medical needs are addressed, providing peace of mind for you and your loved ones.
Our promise: claims processed and paid within 30 days of submission.
Individuals & Families
Extensive health coverage plans tailored to meet the unique needs of individuals and families. Our family plan covers up to five members, including the primary insured, their spouse, and children under the age of 18. Whether your needs are basic or more extensive, our flexible options ensure you get the best care possible.
- Individual: Platinum, Comprehensive, Classic, Unique, Wisdom
- Family: Platinum, Comprehensive, Classic
Corporate
Specialised health insurance solutions for businesses, ensuring that your team receives the best medical care available. Our corporate plans require a minimum of five participants and can be customised to include either individual or family coverage.
- Individual: Platinum, Comprehensive, Classic, Unique, Wisdom
- Family: Platinum, Comprehensive, Classic
Groups & Associations
Critical health support for a minimum of five participants, with the flexibility to choose between individual or family plans. Whether you represent a professional association, a social club, or any other group, our customisable plans ensure that every member receives the quality healthcare they deserve.
- Minimum of five participants
- Individual or family plans
Churches & Religious Groups
Specialised health insurance plans for churches and religious groups, designed to cater to their peculiar needs and religious beliefs. From general medical needs to critical illness care, our plans provide peace of mind for church leaders and their congregations alike.
- Individuals or families within the group
- Extensive, versatile coverage everywhere within Ghana
The Phoenix Ahotɔ Plan.
The Complementary Health Insurance Plan (CHIP), also known as the Phoenix Ahotɔ Plan, is a micro health insurance product for groups, associations, churches and institutions, designed to provide financial risk protection against the high cost of healthcare services.
This product is a solidarity welfare package which covers medical services that may not be covered, partially or wholly, by the National Health Insurance Scheme (NHIS). As a medical benefit add-on for financial products, it safeguards deposits, investments and insurance policies from unexpected withdrawals and terminations when a client needs funds to settle healthcare costs not covered by the NHIS.
AHOTƆ
- Medication cover only
- Admissions
- Major surgery
AHOTƆ Plus
- Hospital consultation
- Telemedicine consultation
- Prescribed investigations
- Dental
- Optical
- Mental health
- Procedures and minor surgeries
- Accident & medical emergencies
- General in-patient
- Major surgeries
- Intensive Care Unit (ICU)
- Critical care
MCare
- E-consultation
- E-prescription
- Online pharmacy
- Emergency
- Hospital admission
- Maternity
- Surgery
- Major disease conditions