Care that endures.
Coverage that rises.
From your first paediatric visit to lifelong wellness — Phoenix wraps your family in cover that grows with every stage of life.
A serious institution for the moments that matter most.
Phoenix Health Insurance was established in 2013 under the National Health Insurance Act, 2012 (Act 852) with a quiet conviction: that exceptional health cover should feel less like a transaction and more like a long-standing relationship.
From a young family's first paediatric visit to a corporation's most complex executive cover, our work is to remove every friction between you and the care you need.
The Phoenix storyComprehensive cover for every need.
Out-Patient Services
GP & specialist consultations, prescribed investigations, medications and emergency care.
In-Patient Services
Ward accommodation, nursing care, prescribed treatment and full in-patient coverage.
Optical Services
Refraction, prescribed lenses, frames and emergency eye treatment covered.
Dental Services
Routine & emergency dental treatment, scaling, polishing and cleaning.
Maternity Services
Antenatal care, ultrasound scans, normal delivery, assisted delivery and caesarean section.
Surgery
Major & minor surgical procedures including general, orthopaedic, cardiac and reconstructive surgery.
Considered cover for every chapter.
Personal & Family
Comprehensive cover for individuals and growing families.
Executive Corporate
Premium group plans for boards, leaders and global teams.
Business Essentials
Flexible cover for small and medium enterprises.
Micro Health
Accessible essentials, designed for everyone.
Beyond insurance — complete care.
Comprehensive health services designed to support you before, during, and after medical need.
Healthcare Plans
Flexible plans for individuals, families and corporate bodies.
Telemedicine
Access medical consultations remotely from anywhere.
Medical Exams
Annual screenings and preventive health programs.
Retail Pharmacy
Medication delivery to your preferred location.
Micro Insurance
Affordable plans for individuals with modest means.
The cover your leadership expects.
From listed enterprises to ambitious scale-ups, Phoenix Corporate delivers tailored health programmes — with executive cover, wellness, and a dedicated account team.
- Bespoke group plans, designed with your HR team
- Executive & expatriate cover, nationwide
- Wellness programmes and on-site clinics
- Dedicated relationship director
What makes us different.
Flexible Health Plans
Choose from well-packaged plans with options to add annual medical screenings, family planning, herbal treatment and chiropractic services.
Extensive Provider Network
Over 400 service providers across all 16 regions with access to 5,000+ health centers, polyclinics and hospitals.
Prompt Claims Payment
Claims processed and paid within 30 days of submission from any contracted service provider.
24/7 Customer Support
Available around-the-clock to assist with any operational challenges in accessing care at any provider site.
Quality Assurance
Rigorous contracting process ensuring highest quality medical services from regulatory-compliant providers.
Family Health Packages
Exclusive family insurance with shared benefit packages at budget-priced premiums keeping your family unit together.
Strong enough to keep promises. Warm enough to feel them.
Mature stewardship
Backed by disciplined underwriting and conservative reserves — Phoenix pays when it counts.
Caring service
A relationship manager who knows your name, and a 24/7 customer line for the moments in between.
Strong network
400+ accredited providers across all 16 regions — at home and around the country.
"When my mother needed urgent care, Phoenix didn't just approve — they called. They followed up. They were, simply, there."
A network as considered as the cover.
From flagship hospitals to your trusted neighbourhood clinic — find a Phoenix-accredited provider in seconds.
Find a providerA few minutes today. Decades of certainty.
Join thousands of individuals, families and businesses who trust Phoenix Health Insurance for their healthcare needs.